Will It Pay to Buy Travel Insurance This Summer?
With summer quickly approaching, 当你提前计划假期时，你可能会问自己哪些花费是值得投资的. Especially when it comes to travel insurance, 你要确保你没有为可能不是百分之百必要的保护支付过高的费用. Depending on where you’re traveling and how long you’ll be there, 旅行会消耗掉你大量的预算. 加上旅行大发888dafa，你的花费可能很快就会超出原先的计划.
The global travel insurance market was valued at $13.9 billion in 2021 and is expected to grow to $31.3 billion by 2027. This rise is due in part to the rise in online travel bookings, as well as increased business travel expenses. 正如你所料，旅游业是促成这一增长的关键因素之一. According to the World Tourism Organization (UNWTO), 2021年，全球国际游客人数增长了4%.1,2
As you plan ahead for your summer vacations, 在购买旅游大发888dafa之前，你应该考虑很多因素. While protection is never a bad thing, 你要确保大发888dafa的价值超过了增加的成本. 对于预算紧张的人来说，旅游大发888dafa可能不值得承受由此带来的经济压力. However, when it comes to longer and more expensive vacations, 旅行大发888dafa可以很快证明你的钱是有价值的.
When to Consider Travel Insurance
你可能想要投资旅游大发888dafa的一个最常见的原因是，如果你要去一个昂贵的假期，其中包括不可退还的费用, such as fees for your flight, hotel, and transportation. 而你的信用卡可能会报销你的一部分这些费用, you could easily incur costs beyond the reimbursement limit. 即使你选择的旅行社提供报销政策, 它可能不像旅游大发888dafa政策那样宽松或灵活. Travel insurance could reimburse you for a myriad of reasons, including unexpected work requirements, illness, and military deployment. Additionally, 你可能没有关于何时可以取消旅行的限制, which is not always the case with travel providers.
随着前期投入的资金越来越多，人们越来越担心意外情况可能会在很少或没有事先通知的情况下无意中改变你的计划. Accidents happen, 尤其是当你在一个陌生的地方做一些你在家乡可能不会做的事情的时候. With travel insurance, 你是在保护自己，避免在度假期间发生事故或紧急情况时可能产生的数千美元的医院费用. And if you have a pre-existing condition, 旅行大发888dafa可以帮助你确保，如果你的病情在离家期间恶化，你不会花一大笔钱.
When to Skip Travel Insurance
If you're someone who enjoys taking shorter weekend-long trips, 从长远来看，旅游大发888dafa可能并不值得，因为一项政策可能会花费比旅行本身更多的钱(或者至少加起来比你的总旅行费用还要多)。. Especially when it comes to plane tickets and hotel bookings, 如果你取消行程，你选择的航空公司和酒店可能会报销你的费用(或者至少给你提供信用，这样你可以晚些时候再去旅行)。. 在支付这些款项之前阅读细则很重要，以防退款有限或根本不存在.
如果你有汽车大发888dafa和专门为旅行设计的信用卡, 你可能已经为旅游大发888dafa公司提供的保护支付了费用. Instead of paying more money for double the coverage, you could instead maximize the policies you already have.
When exploring your travel insurance options, 如果你想避免更高的保费或减少大发888dafa范围，你就应该尽早购买大发888dafa. 如果你在预订旅行后的10到15天内无法支付大发888dafa费用, 最好完全避免购买旅行大发888dafa，以避免额外的费用和低质量的保障.
Evaluate Your Trip Thoroughly Before Committing
虽然额外的保护可以让你安心，你需要充分享受你的假期, depending on the cost of the insurance policy, it may not necessarily be worth your time and investment. 尤其是如果你打算在美国境内进行一次相对较短且不贵的旅行, 你可能损失的金额最终可能比你为旅行大发888dafa支付的金额要少.
With so many providers out there, you want to make sure that if you are getting travel insurance, you get the coverage that makes the most sense for you. From the location of your trip to potential medical surprises, 列出你最关心的问题是一个好主意，以确定哪种政策最适合你和你的家人的需要.
1. BusinessWire.com, July 5, 2022
2. BusinessWire.com, July 5, 2022
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